Chapter 1730: Funding Gap
Shen Dapeng didn't go to bed until very late last night. He had been thinking about this problem. As a major shareholder in the actual sense, he knew the current situation of the company better than anyone else.
In Shenzhen, the funds needed for the establishment of Wanhai Plaza all relied on the profits of Penghu Industry and Pengying Holdings in recent years, and the apartment building and commercial building were of course no exception.
Although the income of the plaza and the apartment building is not bad now, part of the profit funds are still needed to maintain the daily operation of the plaza and the apartment building, so the remaining profit is basically not much.
As for Beijing, although the logistics company has developed very well, it is affected by the opening of a branch in Shenzhen, which involves a part of the funds, and dare not use it casually, lest there are problems in operation.
The rest is the profit of Express Delivery and Xiaohetang Catering, as well as the monthly profit of the food factory. In the eyes of outsiders, although the income seems considerable, it still needs operating costs, and the remaining net profits are still a big gap compared with the tens of billions of funds needed now.
Shen Dapeng was anxious, but it was useless to be anxious. Things have to be solved, right?
The four-year agreement has been postponed invisibly. If the expansion of other companies is not stepped up, the ideal in his heart will be farther and farther away. This is also the reason why Shen Dapeng is a little anxious.
The huge funding gap is bloody in front of Shen Dapeng, and he has no choice but to think of a solution.
After tossing and turning in the hotel bed last night and thinking carefully, Shen Dapeng finally made the final decision.
Although this method is a bit cruel, there is no better way than this at present.
And this method is to borrow money from the bank!
Borrow money from the bank by mortgaging your own companies!
Not only in the past life, but also in many large companies in this life, there are times when there is no shortage of funds. At this time, many companies often choose mortgage loans. At the most difficult and critical time, they can take a breath through the bank's mortgage loans, and then successfully pass the difficult period and stand up again.
Although Shen Dapeng knows that this method will have a considerable risk invisibly, there is really no other way at this time. It is impossible to get so much money at once by relying on any relationship.
Only by borrowing from the bank can we get the start-up funds, so that each company can expand and develop rapidly.
Of course, if there are any mistakes on the road of development, and there is no profit but loss, then the consequences will be fatal.
If the loan cannot be repaid, the mortgaged company will be taken back by the bank, which is not what Shen Dapeng wants to see.
However, risk does not mean no opportunity. Sometimes, people just have to fight hard.
This is just like gambling. At the critical moment, you have to bet hard.
To put it another way, if the company does not take this road, it is simply a paper talk if it wants to expand.
Shen Dapeng's firm words made Liu Fengxia take a breath and frowned suddenly. After thinking for a long time, she spoke slowly.
"Dapeng, if you do this, there will be great risks. If there is a problem in any link of ours with more than 1 billion yuan of funds, and we cannot repay the bank loan, then the company will become the bank's, and our efforts in the past few years will go down the drain."
Liu Fengxia expressed her worries and her expression was much gloomy.
Shen Dapeng nodded in agreement, "Aunt, you are right. When you take out a mortgage, you must bear such risks. But now, do we have a better way?"
Liu Fengxia was speechless. She looked at Shen Dapeng, blinked her eyes and sighed, "Dapeng, why are you so anxious? Isn't it good now? Why do you have to force yourself to go down this road?"
Shen Dapeng smiled suddenly, "Aunt, as I said before, we have no other way out. We must develop quickly so that we can be more resistant when encountering situations such as economic crises. Only when we become stronger first can we not be afraid of pressure from all sides. Therefore, we can no longer stand still."
The ultimate goal of doing this is to make each company develop better and everyone live a better life. Liu Fengxia is very clear about this, but the risks brought by mortgage loans make Liu Fengxia feel uneasy.
It seems that her nephew has made up his mind, and she has no way to stop him. So instead of doing this, it is better to do as her nephew said and fight.
Thinking of this, Liu Fengxia breathed a sigh of relief, and the feeling of suffocation in her chest just now was much better.
Although her nephew is young, he is smart. If it weren't for him, would the company have developed so well in the past few years? Would her life have become so rich all of a sudden?
Although Shen Dapeng made this decision this time, she could see from his face the great determination to burn his boats and cross the river. That kind of tenacity and indomitable spirit suddenly made her feel that this time she would definitely succeed.
The prosperous scene of various companies blooming all over the country seemed to have appeared in front of her, and she was dazzled by it.
"Okay, I believe in you. No matter what decision you make, I will support you. I also believe that we will definitely get through this difficult time and achieve the final victory!"
Liu Fengxia also regained her confidence and patted Shen Dapeng on the shoulder a few times to encourage him.
"Don't worry, the eight-year war of resistance has achieved the final victory. I believe that as long as we work together, our company will definitely go to the next level."
After Liu Fengxia agreed with him and expressed her strong support, Shen Dapeng felt relieved and shook Liu Fengxia's hand.
"It's not one floor, it should be several floors, right?"
"How many floors?"
Shen Dapeng was stunned. Looking at Liu Fengxia's smiling face, he immediately realized that Liu Fengxia was joking and couldn't help but smile.
"Yes, there are several floors, even dozens or hundreds of floors. Haha, let's eat."
The meal ended in a pleasant atmosphere. After tasting the special food of Beijing, Shen Dapeng was in a good mood. After the two walked out of the restaurant, Shen Dapeng stopped on the side of the street.
"Why, don't you go to the food factory?"
Liu Fengxia had already walked to her car, and found that Shen Dapeng had stopped there, and couldn't help but look back.
"Auntie, I won't go over. Things in Beijing are basically settled. I will go back today to pack up and prepare to go back to Shenzhen with Tang Wei."