Chapter 220: Overjoyed
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In late May, Mowu's lending policy was officially launched on the platform.
At the same time, the platform also launched a buy one get one free activity.
Buy a third-grade Qixue pill, the price is 40 credits, and get an ordinary Qixue pill, worth 3 credits.
Buy more, give more.
Pills are not slow-moving goods, nor are they in a hurry to clear the inventory.
Not to mention there are discounts, even if there are no discounts, everyone can't wait to buy them.
With discounts and lending policies...
On May 25th, the loan system was just opened, and almost all the students who got the quota were borrowed.
...
That day, Mowu's large number of third-rank warriors almost scolded Fang Ping to death!
"Why don't we!"
"What kind of reasoning is this?"
"Warriors of the first and second ranks can borrow it, and non-warriors can borrow it, but we can't borrow it!"
"What does Fang Ping mean?"
"Doesn't the school care?"
"..."
Inside the martial arts club, there was a lot of noise.
Fang Ping is too bullying!
In the entire Mowu, almost all warriors below the third rank have opened the loan business, but no one has opened the loan business except for the third rank warriors!
And third-rank warriors are almost all members of the Martial Arts Club.
In the eyes of many people, this is obviously a move against the Martial Arts Club.
Even Qin Fengqing, who didn't care about other people's business recently, yelled, "Fang Ping is forcing us to mess with him!"
Lao Qin is so poor!
It's almost impossible to get rid of it recently. If it wasn't for the Martial Dao Club's help, he would starve to death.
Just counting on the opening of the lending system, with Qin Fengqing's strength, it is not easy to borrow a thousand credits.
But who knew, there wasn't even a big boy!
Everyone looked at me, I looked at you, and finally they all looked at Fu Changding and the others. These people and Fang Ping were classmates, and they were also members of Pingyuan Society. They should know the situation, right?
Fu Changding, who was dragged to the meeting, felt a little helpless. Dozens of third-rank warriors stared at him, the pressure was great!
Qin Fengqing was about to put a knife on his neck, and said angrily: "Fu Changding, Fang Ping and Xie Lei are fighting, it's none of our business, why don't you lend us credits!"
"That's right, I'm optimistic about a C-level long sword, and it's only 200 credits away... It's not that I won't pay it back, nor can I afford it, what does Fang Ping mean!"
"Yes, the dispute between him and Xie Lei is their business, don't involve me in the Martial Arts Club!
Fang Ping is not afraid of causing public outrage if he does this! "
Everyone was so angry, it was too much!
Everyone originally thought about their own third-rank strength, but the Yuanfang platform announced to the outside world that the upper limit for first-rank warriors is 100 credits, and for second-rank fighters is 300 credits...
They don't say 1000 credits, should there be 500 credits?
It turned out fine, nothing!
Obviously they are optimistic about the pills and weapons, and they are waiting to pay, but now the gap is here, and no one has snatched up all the good things!
Fu Changding was embarrassed, and was stared at by everyone, and he hesitated for a long time before saying: "This..."
"Say it quickly, or you will be regarded as Fang Ping's accomplice, and Fang Ping will not be able to hide, and we will take you out!"
Fu Changding was about to vomit blood in depression, and said in a dazed voice, "Fang Ping and Zhao Lei are buddies, and they have a good relationship..."
Zhao Lei's face continued to turn black, and now his face is either swollen or black, and he almost forgot what it's like to laugh.
"Stop talking nonsense, tell me what's going on!"
Fu Changding said helplessly: "Fang Ping means that Sanpin's customers are high-risk customers and should be reviewed slowly."
"What do you mean?"
"That is to say, there are many deaths in the underground cave of the third grade, so it is not safe." Fu Changding said boldly.
Everyone was stunned, and then Qin Fengqing cursed: "You bastard, curse us!"
Seeing that he was going to kill someone, Fu Changding hurriedly said: "Before coming, Fang Ping also asked us to tell everyone that third-rank students can also borrow credits, and the interest rate will be increased..."
"Bastard! Too much bullying!"
Everyone was furious. Is this discriminatory treatment?
"He said,
For high-risk customers, if the interest rate is low, he will definitely pay, but he cannot afford it.
The school is only willing to bear a small part, unless everyone can convince the school to bear all of it..."
Everyone stared at him in unison, joking, if it really made sense, they would have said it a long time ago.
"How much is he going to raise?"
"The minimum is 5 out of 10,000, and it depends on the increase in the situation... For example, President Qin, what Fang Ping means is that it must be at least 10 out of 10,000, and the risk is greater than others..."
Qin Fengqing froze for a moment, then almost turned her nose in anger.
Fang Ping's words, in disguise, mean that Qin Fengqing is more likely to lose his braids, and the risk is high, so we must guard against him!
Qin Fengqing wanted to vomit blood, and the others also looked reconciled, and said indignantly: "That's also President Qin's problem. We go down to the burrow, but it's safe and secure."
Qin Fengqing was not angry now, but glared at the person who spoke murderously!
What do you mean by what you said, that I dragged everyone down?
...
Fang Ping had expected the quarrel in the Martial Arts Club.
director's office.
Fang Ping is reporting to work at the moment.
"I just opened the lending system today, and within 3 hours of opening, 80,000 credits have been borrowed!"
Fang Ping sighed: "Dean, the school has also seen how poor our students are and how much they need credits. I think we should add another 100,000 credits."
Huang Jing didn't care about this, but frowned and said, "Why don't you borrow a third-rank martial artist?"
"control risk……"
Fang Ping said, and immediately said: "Of course, I also reserved 20,000 credits just for them.
But this qualification needs to be reviewed, we can't deliberately encourage students to die.
Some third-rank warriors are very arrogant. Once they have equipment, good weapons, and good medicines, they will probably go to the burrow immediately.
I think this kind of people should be controlled a little bit, so that they cannot die in vain.
So when dealing with third-rank warriors, I think some people should urge them to go down to the burrow, and some people, I think it's necessary to let them calm down.
Dean, do you think what I said makes sense? "
Huang Jing glanced at him, and said after a while: "I heard that you want to add interest to third-rank warriors?"
"Dean, there is nothing I can do about it. No interest will be added. Now that the interest rate is so low, everyone has to borrow credits.
The first and second ranks are okay, at most they will accept some missions on the ground.
But most of the third-rank students will go to the burrow, which is too dangerous, and there will be too many casualties, and the school will only bear 5% of the bad debts, which is 5000 credits.
I have to bear the rest, and I can't afford it, unless the school can give me more..."
"Don't think about it!"
Huang Jing interrupted him, and said in a deep voice: "The school encourages students to participate in actual combat, but it doesn't mean they are willing to let students die.
If you really want to let it go, the school is still worried that you will deliberately encourage a large number of students to die in the burrow..."
"The conscience of heaven and earth!"
Fang Ping was aggrieved, and raised his hands in grief and indignation: "Dean, am I that kind of person? What good does it do me to let everyone go to death? This is wronging me, did Xie Lei sue?
I knew that this kind of person is small-minded and likes to make small reports. How grown-up they are, they still do such unscrupulous things! "
Huang Jing was speechless, and said, "It has nothing to do with Xie Lei."
Fang Ping suddenly realized, and said angrily, "That's what Teacher Tang said? He's gone too far!
He can question my business level, but he must not question my character!
Dean, when dealing with a mentor like Mr. Tang who has wronged students, I suggest that he go down to the crypt and kill hundreds of sixth-grade warriors to make up for his mistakes..."
"Quiet!"
Huang Jing snorted softly, what was going on in this kid's mind? Is this going to kill Tang Feng?
I don't bother to pay attention to him, Huang Jing has a lot of things to do, so I don't have the time to talk to him, I thought about it and said: "The school approves 100,000 credits, and it is extremely difficult to pay in advance. No matter how much, it is impossible.
The school's funds are also tight, and the school will prepare a batch of pills and weapons to meet the needs of new students when they start school next semester.
Mowu has expanded its enrollment this year, and the first enrollment reached 2,000, and the school is now troubled by the lack of funding..."
"Didn't Jingwu say to give us 10% of the resources?"
Huang Jing sighed, "There is still a gap..."
"Dean, I think so. In fact, it is easy to solve. Our school has graduated many high-quality warriors. We ask them to raise donations. They are all rich masters..."
Huang Jing glared at him, while Fang Ping urged: "Dean, I think this matter is really reliable, why don't you leave it to me?
I am in charge of collecting donations for the school, not to mention more, one billion or eight hundred million, I think it is no problem. "
It's the 60th anniversary of Mowu School, how many strong people have graduated?
There are governors, big businessmen, military tycoons, political leaders, and all walks of life.
Fang Ping thought about taking this opportunity to get in touch with bigwigs from all walks of life, and also to open up channels for his own business, and to see if he could find a rich owner by the way, so as to raise money for himself.
"This year is the 60th anniversary of Mowu School, I think it should be held once, say to hold a school celebration, and raise donations along the way."
Huang Jing pondered for a moment and said, "Let's talk about it, reach out to the graduate..."
Warriors also need face.
Fang Ping didn't take it seriously. Those strong people are still worth 18 million?
What's more, Mowu is also to train more elite warriors, so what's the matter with raising donations?
Speaking of this, Huang Jing forgot the previous topic, waved his hand and said, "Understood, you go out first."
"Then I'll go first, Dean, if the school really wants to raise donations, you can ask me to take responsibility. I'm a student, and I can speak up..."
"go out!"
Huang Jing waved his hand, this kid is not positive about these things.
Seeing that Fang Ping was about to go out, Huang Jing suddenly said, "By the way, go to Mr. Li and tell him that his application has been approved."
"Apply?"
"Just tell him he will understand."
"Oh, I'll go then."
Fang Ping didn't delay, and quickly left the dean's office and went straight to the logistics department.
...
Today's logistics department is getting more and more depressed.
Most of the previous windows are now closed, and there are not as many warriors left behind.
Seeing Fang Ping, Old Man Li said lazily, "Have you got credits again?"
"No, I haven't sent out missions recently, so I don't have any credits."
Fang Ping shook his head, but there will be one soon.
For 100,000 credits, 30 credits will be credited if one day is lent out. For first- and second-rank warriors and non-martialists, the probability of accidents is extremely low.
After a month, that's 900 credits. If you give Sanpin a higher interest rate, it's at least 1000 credits.
Fang Ping can get 100 credits.
And next month, the 1,000 credits will become the principal again, and then lent out, there will be an additional 10 credits of interest...
And these are purely Fang Ping's personal benefits.
The school only wants 90% of the annual income of credits.
In other words, what the school means is that if 100,000 credits are lent out each year with an annual interest of 10%, 9,000 credits are enough for the school.
The rest, the school does not care.
There is too much room for maneuver in this.
And in the later period, the school did not withdraw the credits in advance, and the interest accumulated in a year has tens of thousands of credits. Fang Ping even thought about whether to exchange some pills, go out and sell them, and become a second-hand dealer.
In this way, the price difference will never be low.
Of course, the chances of him being thrown into the burrow are also extremely high if he is discovered by the school and companies such as pills and weapons.
Of course, Fang Ping would not say these things, Mowu may not be discovered by no one, in fact, it is not difficult to find out, no one mentions it now, maybe it is deliberately digging a hole for him to jump.
Without saying this, Fang Ping immediately said: "Just came from the dean, he said that your application has been approved, teacher, have you applied for a job change?"
"Change jobs..."
Old man Li was stunned for a moment, then thought of something, suddenly looked at Fang Ping and smiled, "It's not about work, by the way, Fang Ping, you've made slow progress recently, this is not a good sign."
Fang Ping said with a dry smile: "I'm an explosive player, and I'm accumulating my foundation now. In a few days, I might be a third-rank high-ranking player."
"Yeah?"
Old man Li muttered: "It's still slack, this is not good, it seems that you have forgotten to put pressure on yourself recently."
Fang Ping looked depressed, I'm under a lot of pressure, okay?
"Forget it, the pressure doesn't come out of thin air."
Old man Li didn't say this again, and said, "Are you free tomorrow? Go out with me."
"Where are you going?"
"Good place, it will help you."
Fang Ping hurriedly said: "What you said last time, is it good for going down to the crypt?"
"Yes, are you going or not?"
"go!"
Fang Ping was overjoyed and nodded quickly, of course he was going.
"Then remember to come early tomorrow."
"good."
"..."
After agreeing to go out together tomorrow, Fang Ping happily left the logistics department.
When he left, old man Li yawned and said, "I almost forgot about it, I didn't expect the application to be returned."
As for what to apply for, it is natural to apply to bring someone into the research institute, where the degree of secrecy is extremely high.
...
The happy Fang Ping naturally didn't know this at the moment.
He had just received a call from Li Chengze, and now he was even happier.
How happy is this?
The platform has been opened, and the lending business is going well. He collects money every day, and old man Li has to take himself to fight for benefits. Now even the company is optimistic. The financing has entered a new stage, and several institutions have already made formal quotations.
"Either come or come together, good luck."
Fang Pingle grinned from ear to ear, presumably the wealth value of hundreds of millions is not far away, right?
As for himself, his progress is slow now, but these days he is not mainly tempering the bones, but mainly tempering the body, plus bathing with pills.
When his physique improved, he would have no problem completing the tempering of his torso bones overnight, so there was no need to worry.
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