Chapter 217 Warriors Should Be Dedicated to the Public!

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Mowu's efficiency is always astonishing.

The next day, Fang Ping received a reply from the school, in principle allowing Fang Ping's proposal to open a credit loan system.

Of course, not infinite.

Credits are free, but resources are limited. The school grants a loan of 100,000 credits each year.

And 100,000 credits, converted into physical value, is as high as 3 billion!

For the platform opened by students, Fang Ping did not give such a high loan amount.

First, Lu Fengrou and old man Li came forward to guarantee.

Second, after Fang Ping's accident, the school has the right to take the platform back to the school instead of letting Fang Ping's family continue to take over.

Third, the annual settlement, the discount rate is within 5%, and the school will not be held accountable for the submission of students’ war materials. If it exceeds the scope, Yuanfang Platform will be responsible.

fourth……

There are many things, and the school has imposed many restrictions.

Including checking the accounts at any time, including whether the credits were really lent to the students, and Fang Ping himself was not involved in it, and Mowu even sent someone to supervise.

The platform is gradually getting on the right track, and it is no longer an errand company that was only responsible for delivering goods before.

As for the loan interest, it is determined by the Yuanfang platform, reported to the school, and the school gives an approval, the interest belongs to the school, and the Yuanfang platform can charge 10% of the interest management fee.

It's not Mowu's style to be stubborn.

Giving Yuanfang a 10% interest management fee is not too much in Mowu's view.

Interest, the school didn't expect to use this to make students cheap, it was just to make up for possible bad debts. These credits and money will eventually flow into the hands of students.

...

Mo Wu felt that 10% was not much, but Fang Ping began to calculate how much interest he would charge.

As for the one with a daily interest rate of 5/10,000, it is of course unworkable. Mowu will not allow Fang Ping to earn such a high rate, which has reached an annual interest rate of 18%.

But the daily interest rate is three ten-thousandths, which sounds extremely low...the annual interest rate is also over 10%.

"10% a year, if you reach the limit, after a year, the minimum income is more than 10,000 credits, and the platform is 10%, that is more than 1,000 credits."

"In fact, the school is unified once a year, and there is too much room for maneuver during this period, including the interest on short-term debt repayment, which becomes the principal again. If the operation is good, the income will be thousands of credits in one year. "

logistics department.

Fang Ping thought about it for a while, and his eyes lit up with gold!

Thousands of credits, that's tens of millions or hundreds of millions.

How much is the operating cost of the platform for a small Mowu?

Thinking of this, Fang Ping whispered: "Teacher, you said that the daily interest rate is three ten thousandths, is it high?"

"Three out of ten thousand?"

Old man Li was still calculating the interest rate for a while, Fang Ping quickly said: "It's very low, right? Ordinary students, borrowing 100 credits will be exhausted, and they only charge 0.03 credits of interest a day. To be honest, this is an extremely low interest rate. Even after a month, there is less than 1 credit.

But if he got 100 credits a month in advance, he might be able to enter the third grade from the second grade.

In this one month, what is 1 credit?

Teacher, do you think this is true? "

Old man Li pondered slightly: "Isn't that high..."

"This is actually equivalent to the school's 3 billion resource investment in advance, but I believe that the 3 billion is definitely worth the money.

Perhaps, after a year, Mowu can have dozens of students of third and fourth ranks.

Make an incomparably great contribution to mankind!

And these resources are not gone out of thin air, they will return to the school at the end of the year, this will form a virtuous circle, the school will not only suffer no loss, but also gain a good reputation among the students..."

Old Man Li looked at him and said nothing, Fang Ping smiled again: "Teacher, the question about platform discounts..."

"The school means to maintain the current price, Mowu's pills and weapons,

They are all limited, once you do activities, wouldn't it be..."

"Teacher, how short-sighted the school is! Let me ask you, where did you get the elixir?"

Old man Li was stunned for a moment, thought for a while and said, "Some of the main materials come from the cave."

"That's right. The students consume a lot and make rapid progress. Do they have to go to the crypt to fight? In this way, the materials will naturally make up for it..."

As he said that, Fang Ping asked again, "Where did the alloy weapons come from?"

"There are also some from the catacombs..."

"It's still the same reason! And to make alloy weapons, you need manpower, right? On Mowu's side, weapons are generally not mass-produced, but manually forged.

It is mainly borne by the students of the manufacturing college, but the students of the manufacturing college are actually not very keen on participating in these things.

In school, what they think more about is which company they will join in the future...

But if they are burdened with huge debts now, they will take the initiative to work, is this the reason? "

"You mean..."

"So, the school's worries about insufficient resources are completely useless.

The more you consume, the more powerful you are, the more you can earn.

The wool still comes from the sheep, not the school. "

"I'll ask again later, remember to get this done on your side, if you really want to lose 100,000 credits, it's not a matter of credits, boy, when the time comes, you won't even be able to afford it if you are sold , prepare to do white jobs for the school all the time!"

Fang Ping didn't think so, and curled his lips: "Unless all the borrowers are killed in battle! At that time, the earth will probably be breached, so I still care about this."

Old man Li was speechless.

It makes sense!

The students all died in battle. With such a death rate, is there still hope for mankind?

So, this kid never thought about compensating the school?

For a while, old man Li fell into deep thought.

Seeing this, Fang Ping said again: "Teacher, then I'll go back first, and I've troubled you this time, don't worry, I will never let you take the blame for what I guarantee. I, Fang Ping, are not this kind of person."

Old man Li nodded numbly. You said that you would not pay compensation, so where is the blame!

Seeing that Fang Ping was about to leave, old man Li suddenly said, "In a few days, I will take you to a place."

"Where are you going?"

"It's a good place. You can see a lot of things there. Before you enter the burrow, go and have a look. It will help you."

Fang Ping was overjoyed immediately, and quickly said, "Thank you teacher, teacher, do you have a granddaughter?"

Old man Li glanced at him, and after a long while said quietly: "Get out now, or..."

Before the words were finished, Fang Ping had already disappeared.

...

Outside the logistics department.

Fang Ping shook his head and sighed, am I learning from Lao Wang?

Look at Lao Wang, how well he flatters, the teacher's daughter is only so old, and she is brought with her as a child bride.

Old man Li is at the pinnacle of the sixth rank. If he is well-fed, he will become a master one day and he will also develop himself.

He took out his mobile phone and called Li Chengze, and talked about the loan on the platform.

In fact, this is simple, and now it is aimed at Mowu students.

How many people are Mo Wu?

The school has all the information records of students, and it is just a little function added to the platform, which can be done in a few days.

"Unfortunately, the borrowed money does not count as wealth value. Otherwise, if I borrow 3,000 credits now, my wealth value will directly exceed 100 million."

Fang Ping felt a little regretful, otherwise, even if he opened the back door, he would have to get some credits for himself.

While talking to himself, Fang Ping saw several buses stop not far away.

Nanjiang's team is back.

...

"Fang Ping!"

When Tang Feng got out of the car, he saw Fang Ping who was about to run away, and said softly, "Come here!"

Fang Ping was helpless, and walked over slowly.

"Who told you to leave early? No organization and no discipline!"

Tang Feng reprimanded, and then said: "If you have nothing to do, go to the logistics department, don't make it difficult for Mr. Li. I heard that you often get a little bit of money in the logistics department. You have benefited. Spread the word, everyone asks for it , how will Mr. Li deal with it?"

Fang Ping said embarrassingly, "I trade a lot!"

"That can't make it difficult for Mr. Li. The exchange price set by the school cannot be changed by Mr. Li alone.

To tell you the truth, some gaps are subsidized by Mr. Li himself. Don't just rely on your cleverness to think that everyone in the world is a fool! "

Fang Ping opened his mouth, but at the moment he didn't know what to say.

Tang Feng snorted softly: "Okay, as long as you know these things in your own mind, we will gather in the training building together later!"

"oh."

Fang Ping seemed a little listless, did Old Li subsidize himself?

He thought that Old Li was in charge of the logistics department, with amazing power and fat.

...

As soon as Tang Feng left, others got out of the car one after another. Fu Changding came over and whispered, "About Zhao Lei tonight?"

Zhao Lei also came over, his face darkened upon hearing this, and he looked at Fu Changding coldly.

Fang Ping, he is in the middle of the third rank, he is no match.

But Fu Changding... this guy deserves a beating!

Fang Ping ignored him, temporarily suppressed what he just said, thought for a while and whispered: "Do you lack credits?"

"nonsense!"

"If... I said if, now I lend you credits, it's okay to borrow one or two hundred credits, are you willing to borrow?"

As soon as these words came out, everyone looked at Fang Ping in unison.

Martial artists already have sharp eyes and ears, and everyone has almost heard it now.

Seeing this, Fang Ping said: "Of course, I'm just giving an example, it's not that I want to lend it to everyone, it's the school.

I suggested it to the school before, and now everyone has a relatively large gap, and they are at the peak of their progress.

We can't stop everyone because of the problem of credits.

I also specifically asked the dean and the others. Now the school seems to have this idea. Once the school actually lends us credits in advance, everyone can quickly improve their strength. After the strength has improved, is it difficult to earn credits?

For a first-rank martial artist, it is difficult to earn 10 credits, but for a second-rank warrior, what do thirty or fifty credits count?

Earning 100 credits at the second rank can kill a person, but at the third rank, or at the upper end of the third rank, it is not a casual matter.

If you have an idea, you can tell me, I will go to the school to discuss it, I think there is great hope. "

"Fang Ping, are you serious?"

Yu Xianghua stood up and said intently: "Can you really pay in advance?"

Fang Ping coughed dryly and said, "It may be necessary to pay some small interest, for example, if you borrow 100 credits in advance, you may have to repay 1 credit per month."

"what is this!"

Yu Xianghua didn't care!

Sometimes, everyone breaks through, and the difference is the 100 credits. If you really have to pre-borrow it in advance, if you make a breakthrough, does one credit a month count as a credit?

It's not a problem to do a simple task casually.

Converted into money, it was only 30,000.

Even Fu Changding and the others became interested, and asked curiously, "Fang Ping, is this really the case?"

"Well, that's the school's plan, I'm here to ask for everyone's opinions, it's also for the benefit of all students.

So looking back, I asked someone to do a questionnaire survey. If everyone really agrees, I will go to the school to negotiate. "

"Okay you!"

Yang Xiaoman said with a look of surprise: "You can promote new policies in Mowu now, yes!"

Fang Ping smiled reservedly: "We are all classmates, you are stronger, Mowu is stronger, and it will be safer if we do tasks together.

It is better to be happy alone than to be happy together. Personal strength does not mean anything.

Seeing some students unable to make breakthroughs due to resource constraints, I actually felt uncomfortable.

And as a member of our Pingyuan Society, I have won extra benefits for everyone! "

Fang Ping glanced at the others, pretending to be mysterious and said: "Our Pingyuan Club, because we served you well before, the school means that we can lend a certain amount of credits to our members for free.

This is much better than other people. Pingyuan Society does not recruit people now, otherwise it will be broken through the threshold.

Also, the remote platform we are in charge of next may do some activities.

For example, if you buy a third-grade qi and blood pill, you will get an ordinary qi and blood pill.

Or buy a C-level weapon and give you a self-defense dagger.

Don't tell others about these things for now, the school has limited items, let's buy them secretly..."

Everyone's eyes lit up, even Zhang Ziwei, who didn't get along well with Fang Ping, came over at this moment and said, "Are you serious?"

Fang Ping frowned and said, "I didn't tell you, talk to people in our club, don't eavesdrop on them."

After finishing speaking, Fang Ping said to Fu Changding and others: "Let's talk while walking, this is the welfare I fought for, don't let the old students take advantage of it."

Fu Changding and the others hurriedly followed, Fang Ping said in a low voice, "I got carried away just now, I shouldn't have said it to the old students, if they passed it on, then our chances will be lost..."

As Fang Ping's voice came faintly, everyone in Zhang Ziwei looked at each other, and after a while, Zhang Ziwei whispered: "Keep it secret!"

Everyone nodded. The school has limited resources. If you really want to buy a third-grade Qi and Blood Pill and get a normal Qi and Blood Pill as Fang Ping said, this is all extra money.

Everyone's consumption is not small, and if you can save a little, you can count a little. In many cases, doing tasks is a loss.

...

Everyone agreed to keep it secret, but by the end of the night, the school had almost spread the word.

"Have you heard? Yuanfang platform can exchange pills, buy one get one free, the price is the same as usual!"

"real?"

"Why lie to you, remember to keep it secret, there are not many things, if people find out, they will be robbed immediately."

"must!"

...

"Do you know? The school allows us to borrow credits in advance, and we can just return them when they are due, but there are not many credits, and we still need qualification review. I don't know if we are qualified?"

"And this?"

"Well, I also heard from people that Fang Ping's Pingyuan Society can borrow credits without charging any interest!"

"Why!" Someone said unwillingly.

"Why else? I heard that it was Fang Ping who suggested it to the dean. The dean said that he had a good suggestion. Fang Ping took the opportunity to say that Pingyuan Society has paid a lot to everyone and often sent things to everyone..."

"Fuck, if I knew it earlier, I would also give it away. Isn't it just a way? What a big deal, and now all the advantages are taken by those people. By the way, can I still join the club now?"

"It doesn't seem to work, it's a pity."

...

On this day, the members of Pingyuan Society also secretly rejoiced.

Some members who originally had no benefits and didn't get much benefit felt like quitting the club.

But now knowing that Pingyuan Society can borrow credits in advance, and they can borrow credits for free, everyone is very happy.

Compared with other people, the people of Pingyuan Society do not have an advantage, and some people have not yet become warriors.

But once credits can be pre-borrowed, it might be possible to break through soon.

In the blink of an eye, Pingyuan Society became popular, as did news about pre-loaned credits and platform discounts.

...

At the same time, Fang Ping patted Guo Sheng on the shoulder, and praised: "Good job, when the association obtains the operating qualification, your pre-loan amount should be at least 50 credits. It's free, and you don't have to use it for nothing."

Guo Shenghan laughed, and said curiously: "President, this is a good thing, why did you tell other people?"

Fang Ping smiled softly: "Warrior, if you are dedicated to the public, selfish, and patronizing yourself, is that still a martial artist? Guo Sheng, think about it carefully, and don't go astray."

"The president is wise!"

The little fat man was full of admiration, the president is the president, the consciousness is really high!

Fang Ping let out a haha, and walked away to see what it means to gain both fame and fortune.

When the next semester begins, when the freshmen enter school, another batch of free labor will come in, and the current batch will probably all become warriors, and they will be useful in the future.

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