Hk351 Gambling Debt

January 2, New Year's Day holiday.

At eight o'clock in the morning, Shi Lei's mobile phone alarm clock rang. Because he was going to meet Li Zhiyue today, Shi Lei deliberately got up early to avoid waiting for Li Zhiyue to call. If he hasn't woken up, shouldn't Li Zhiyue wait for a long time?

Just after washing, before a quarter past eight, the phone on the bed rang.

The caller ID was Li Zhiyue, and Shi Lei quickly connected, "Good morning, Zhiyue!"

Li Zhiyue's tone was flat, and she responded, "Shi Lei, good morning. Are you up yet?"[

"Of course I got up! Zhiyue, where do we meet?" Shi Lei asked with a faint excitement.

Li Zhiyue's tone was still as quiet as a peony, elegant and tranquil. "The blue coffee house in the backstreet, you know?"

"Huh?" Shi Lei doubted his ears. The blue coffee house was the gathering place for the surrounding universities and couples. Li Zhiyue is studying at Shuangqing University, and it is impossible not to know the situation of the blue coffee house.

If Li Zhiyue knew the meaning of the blue coffee house, and took the initiative to ask Shi Lei to go to the blue coffee house, it would seem a bit strange!

"Don't you know about Blue Cafe?" Li Zhiyue asked rhetorically.

Shi Lei quickly denied it, "No, Zhiyue, I know about the Blue Cafe. I'll be right over here!"

"Okay, I'll wait for you at the Blue Cafe!" After Li Zhiyue finished speaking, she hung up the phone and didn't give Shi Lei a chance to ask.

Shi Lei kept the phone on the bed. Although he was confused, Shi Lei changed into the face-saving Versace, picked up the mobile phone and the car keys on the computer table, and hurried to Shuangqing Back Street.

The white Audi 4l was parked outside the blue coffee house. Shi Lei pulled down the vanity mirror on the sun visor, tidy up the appearance again, and then walked to the blue coffee house.

The area of ​​the blue coffee house is not large. It is divided into upper and lower floors. There are twelve couples booths on the upper floor, six couples booths on the lower floor, and two normal four-seater seats.

As soon as Shi Lei walked into the blue coffee house, he saw Li Zhiyue, but what made Shi Lei unhappy was that there was a man sitting opposite Li Zhiyue!

'Humph! ' Shi Lei snorted, walked over with a gloomy face, looked at the man with a bad expression, and said coldly, "Who are you?"

The man was suddenly questioned by Shi Lei, and he was a little confused.

Shi Lei looked at the man, who looked about twenty-five or six. His hair was a little messy, his beard was not shaved, his face was haggard, his eye sockets were sunken, and his dark circles were very obvious. The overall image was a tough one.

Shi Lei snorted with disdain: "No matter who you are, I'll give you ten seconds to get out. You don't even look in the mirror, what qualifications do you have to pester Zhiyue?"

The man with the tough image looked at Shi Lei with a bewildered face, and then looked at Li Zhiyue who was smiling slightly.

"Sister, who is this guy?" The hard-pressed man asked Li Zhiyue.

sht! ?

Shi Lei's face suddenly became very embarrassed, this hard-pressed is actually Li Zhiyue's younger brother? [

This is not scientific!

In the previous life, Shi Lei had never heard of Li Zhiyue's younger brother. Why in this life, suddenly a younger brother came out?

Shi Lei turned to look at Li Zhiyue with doubtful eyes.

Li Zhiyue met Shi Lei's gaze with a half-smile, "Shi Lei, let me introduce you, this is my cousin, Li Hao."

Shi Lei scratched his head and laughed dryly to cover up his embarrassment. It turned out that this was his brother-in-law!

Thinking of this, Shi Lei stretched out his hand and said generously: "Hello Li Hao, my name is Shi Lei, I'm your brother-in-law! Ah~~" Just after Shi Lei finished introducing, Li Zhiyue stretched out her hand on Shi Lei's waist and twisted it hard. a bit.

"Shi Lei! What nonsense are you talking about!" A blush appeared on Li Zhiyue's fair and delicate face.

Li Hao looked at Li Zhiyue, then at Shi Lei, and said in a muffled voice, "Brother-in-law, hello."

Shi Lei secretly praised in his heart, Li Hao is very good! Have the opportunity to support him!

Li Zhiyue snorted lightly and glared at Li Hao, but didn't speak to scold Li Hao.

Li Zhiyue and Li Hao were seated in a four-seater, which is the kind of bar sofa with two people on one side. Shi Lei sat down next to Li Zhiyue without courtesy, and said with a giggle, "Zhiyue, what do you have to do with me?"

Li Zhiyue bit her rosy lips, but Shi Lei was a little dizzy, with a look of obsession in his eyes.

"Shi Lei, I think" Li Zhiyue frowned slightly, but didn't say it.

On the other hand, Li Hao, who was opposite, took the call, "Brother-in-law, I want to borrow money from you!"

Shi Lei Brick looked at Li Hao with a strange look. Could it be that Li Zhiyue was going to borrow money from him because of Li Hao?

If it is the reason for borrowing money, according to Li Zhiyue's character, it is indeed very difficult to explain. Especially when speaking to him, Shi Lei sighed in his heart, and then said to Li Hao, "Brother-in-law, how much do you want to borrow?"

Li Hao showed a wry smile, and then said, "Brother-in-law, I want three million."

"How much?" Shi Lei looked at Li Hao in surprise. In the age of 2006, three million is not a small number!

"Three million!" Li Hao repeated.

Li Zhiyue's brows have been frowning slightly, and her face is not very good.

Shi Lei did not refuse, but asked, "Brother-in-law, what do you want three million for?"

Judging from Li Hao's appearance, he is only twenty-five or six years old at most, and judging from his temperament and clothes, he should not have used the big project of 3 million. Shi Lei wants to know that he needs 3 million. What is it for. [

Li Hao didn't find a reason to hide it, and started talking directly.

On New Year's Day two years ago, Li Hao met a woman by chance. After the two met, it meant love at first sight. As the year draws to a close, Li Hao, who has graduated, is ready to take the woman home for the Chinese New Year. So, Li Hao confessed to the woman, and the woman happily accepted Li Hao's confession.

If the story only gets here, it's a good one. But what happened next was a little weird!

When Li Hao proposed to take the woman named Zheng Juan home for Chinese New Year, Zheng Juan told Li Hao one thing.

It turns out that Zheng Juan's father owes a million loan sharks. If he wants to be with Zheng Juan without this million, it is absolutely impossible!

The young and arrogant Li Hao, coupled with the first time in love, directly took the person who found the loan shark and expressed his willingness to take on Zheng Juan's father's 1 million loan shark.

But loan sharks are very shrewd, they know that loan sharking is illegal, and if Li Hao gets to the legal level, they will definitely suffer.

As the saying goes, hooligans are not scary, but scary hooligans have culture. Loan sharks, with culture, are terrible!

They took out a series of calculation data, increased the original debt of one million to two million, and asked Li Hao to sign a formal debt contract, which was calculated at four times the bank loan interest.

The definition of usury is four times higher than the bank's loan interest for the same period. If it does not exceed four times, it is protected by law.

Li Hao was hesitant at first, but in the face of the pitiful Zheng Juan, he resolutely signed the 2 million contract with a loan period of two years.

In 2006, the two-year bank loan interest rate was 63, and after quadrupling it, it was 252. Those loan sharks dropped 02, which is the annual loan interest rate of 25, and they do not need rolling interest, so they are within the scope of legal protection.

A two-year loan of two million, with an annual loan interest rate of 25, is three million in arrears after two years. Seeing that the New Year is approaching again, those loan sharks began to come to collect debts.

What made Li Hao collapse even more was that Zheng Juan, who had lived with him for two years, actually left without saying goodbye and completely disappeared from his life.

According to Zheng Juan's information, Li Hao's family members were in the police station. They investigated Zheng Juan's files, but found that this person was being investigated!

For such a situation, Li Hao was severely hit, and he couldn't even bear the pressure, and he thought of committing suicide. In the previous life, Shi Lei didn't know the reason why Li Hao had chosen to end his life.

At that time, Li Zhiyue's family did not find Li Zhiyue's family because of Li Zhiyue's disfigurement. But the situation in this life is different. Li Hao's parents heard Huang Fen say that Li Zhiyue has a very rich boyfriend. So they took Li Hao to Li Zhiyue's house and begged Li Zhiyue's house to help.

Although Li Zhiyue's family is from a scholarly family, they don't have much savings, so they can't get three million at all.

Seeing the cousin who grew up together, Li Zhiyue finally sighed and did not choose to die.

Among the people Li Zhiyue knew, the only one who could spend three million was Shi Lei!

It's just that the relationship between Li Zhiyue and Shi Lei is so ambiguous. If it wasn't for desperate, Li Zhiyue would never look for Shi Lei.

After hearing Li Hao's story, Shi Lei's first reaction was a scam!

This is definitely a well-planned scam against Li Hao!

The whole scam, in Shi Lei's eyes, was full of loopholes, and it was only a hapless child like Li Hao, who fell in love with a negative IQ.

Li Hao looked at Shi Lei with extravagant hope and pleading. If Shi Lei didn't help him, I'm afraid

Shi Lei turned to look at Li Zhiyue, Li Zhiyue deliberately didn't look at Shi Lei, but from her slightly trembling eyelashes, she could still see her nervousness.

"Brother-in-law, did you bring your arrears contract?" Shi Lei asked.

Li Hao nodded, then took out three sheets of 4 printing paper from his trouser pocket and handed them to Shi Lei.

After Shi Lei read it carefully, he once again sighed that hooligans have culture, that's really scary!

Even if the arrears contract is brought to court, there is no possibility of overturning the case. The person who designed this scam is definitely a master!

"Where are the loan sharks from?" Shi Lei asked, wanting to find other solutions.

(To be continued. Please search, the novel is better and faster!)