Chapter 5274 Making Tiger Skin

The so-called avenue bank...

It is guaranteed by Dadao, 100%, and belongs entirely to Zhu Hengyu's private bank.

As for Xuantian Bank, although it is 100%, it is completely owned by Zhu Hengyu's private bank.

However, the deposits of Xuantian Bank are not guaranteed by anyone.

Once Xuantian Bank goes bankrupt, all Xuantian coins will be cleared instantly.

In order to increase the attractiveness of Xuantian Bank.

At the same time, it is also to avoid everyone’s worries and suspicions.

Taoyao Yao is based on Da Dao Bank.

With Xuantian Bank as the core! A financial management service was opened.

Xuantian currency deposited in Xuantian Bank will earn a certain amount of interest.

Depending on the age of the deposit...

The interest rate will also change.

One year deposit, one percent annual interest.

Deposit for ten years, with an annual interest rate of 2%.

A 100-year deposit with an annual interest rate of 3%.

The highest is a 100,000-year deposit, with an annual interest rate of 6%!

If one million Chaos Saint Crystals were purchased from Xuantian Bank’s financial products, the period would be one hundred thousand years.

Then, even if they do nothing, they can still get interest income of 60,000 Xuantian coins every year.

The so-called financial product is actually an investment.

to be honest……

That is, everyone gives the money to Xuantian Bank.

Xuantian Bank helps everyone invest.

After earning income, receive interest dividends.

As for how Xuantian Bank invests, this is also easy to understand.

Because everyone invested, Xuantian Bank had the money to lend money to monks in need.

The interest rate on loans from Xuantian Bank is as high as ten percent.

The interest paid to financial management customers is only 6%.

As for why they only give 6% interest.

There is actually a reason for this.

After all, not all deposits can be loaned out immediately.

If the loan is not extended and the funds are accumulated in the hand, the interest that should be paid will still be paid.

Therefore, although the interest rate is only 6%, in fact, this amount of interest is understandable and acceptable to everyone.

and……

Even if you are not satisfied, what can you do?

This is already the most cost-effective financial product on the market.

If you are not satisfied with this, you cannot find anything more satisfying.

Except Xuantian Bank!

Not to mention the 6% interest rate.

Other banks can't even give you 3% interest.

at the very beginning……

Everyone is still more cautious and just use a

Use a small amount of Chaos Saint Crystal to purchase financial products.

Moreover, the purchase period is also very short.

But as time goes by...

Looking at the other monks around me, they can receive large amounts of interest every month.

Suddenly, all the monks began to feel itchy.

If you buy one million financial products, the annual interest will be 60,000!

Tao Yaoyao is the most cunning.

He is also the best at understanding human nature.

The monks are best controlled by their greed for money.

There are actually some banks that offer interest on deposits.

Zhu Hengyu was not the first to invent the term interest.

However, the interest rates at other banks are very low.

Moreover, there is no guarantee from Daodao.

Once the bank goes bankrupt, all deposits are gone.

Now, the deposits of DaDao Bank are guaranteed by DaDao and are absolutely safe.

Xuantian Bank is backed by Da Dao Bank, and its reputation is guaranteed.

And most importantly, the interest rate is too high.

Especially under Tao Yaoyao's precise control.

The interest on the deposit will be settled every hour.

Although each time, the interest calculated is actually not much.

But don't forget...

Those who are qualified to live in the Ancestral Land of Chaos are the super rich in the Sea of ​​Chaos.

Most people can produce millions of Chaos Saint Crystals.

So phew, many people were surprised to find out.

By purchasing one million financial products, they can receive interest on five thousand Chaos Saint Crystals every month.

This money is simply picked up for free!

And those monks who bought tens of millions of dollars in financial management can receive 50,000 Chaos Saint Crystals in interest every month.

And there is money in other banks.

A month has passed and nothing has changed.

The principal is still the same.

Although the interest cannot be said to be zero, it is pitiful.

There's no comparison at all...

Then, at this moment...

Taoyao Yao issued an announcement to all Xuantian World users in the name of Xuantian Bank.

It was this announcement that helped Xuantian Bank seize more than 60% of the wealth of the Chaos Ancestral Land!

Tao Yaoyao said it very clearly...

This time, the high-interest financial products are to celebrate the Xuantian world and the establishment of Xuantian Bank.

most

Much, it only lasts three months.

After three months, this financial product will be permanently removed from the shelves.

Even if it is publicly raised again, the interest rate will not be so high.

The annual interest rate is six percent!

This is fundamental

There is no profit, okay?

After receiving this announcement, everyone didn’t quite believe it.

However, never underestimate the wisdom of the people.

Although it is impossible for everyone to understand it, among hundreds of millions of people, some do understand it after all.

After just a little calculation, I got the answer.

If the annual interest rate really reaches 6%.

Then, Xuantian World and Xuantian Bank really have no benefits at all.

If you don’t lose money, it’s considered good…

You know, it is possible for loans to go bad.

It's possible that the other party won't return it.

Moreover, the funds in hand cannot necessarily be loaned out immediately.

Calculating all aspects...

If the annual interest is controlled at 6%.

There's really no gain in that.

There is even a high possibility that you will lose money.

The most important thing is...

The Taoyao La Avenue Bank makes tiger skins.

Wrong, it gave everyone an impression.

That is……

This financial product is launched by DaDao Bank.

But in fact, there is no relationship at all between the two.

DaDao Bank is DaDao Bank.

Xuantian Bank is Xuantian Bank.

Deposit money into DaDao Bank and DaDao will fully guarantee it.

And once you use Chaos Holy Crystal, you buy financial products.

That is to transfer the money from Dadao Bank to Xuantian Bank.

As for Xuantian Bank, there is no guarantee at all.

Throughout the entire process, Tao Yaoyao did not lie or cheat.

She just hid something and didn't explain it.

What other people think, that's other people's business.

Anyway, Taoyao Yao never said anything about the relationship between Xuantian Bank and Da Dao Bank.

Financial products are a type of investment.

Since it is an investment, there will naturally be gains and losses.

The possibility of losing all your money is very high.

As the old saying goes…

Investment is risky, so be cautious when entering the market!

In everyone’s opinion…

Since Daodao is the guarantee, safety is guaranteed.

That being the case, who doesn’t want to earn a little more interest?

Therefore, the vast majority of monks have used their savings to purchase this financial product.

Nobody knows……

After they purchased this product, their deposits were transferred out of Daodao Bank and deposited into Xuantian Bank.

Moreover, their deposits are no longer guaranteed by Da Dao.

Once Xuantian Bank collapses, everyone will be ruined.