Chapter 109 Difficulties in Industry

Feng Jun sat in the car, turned his head to look at Sister Hong, and found that she was also looking at him.

He smiled sheepishly, "Two months ago, I would never have imagined that it would be a real honor to sit in Sister Hong's car."

This is the truth, and it is not an exaggeration at all. In fact, if he had not fought twice with the beautiful shopping guide yesterday and released some anger, he might not be able to control some of his physiological reactions now.

Not only Coach Wang but also Boss Feng has the complex of conquering beautiful bosses. This is not a desire, but only such a challenge and such a counterattack can satisfy a man's desire to conquer to the greatest extent.

If you think about Feng Jun's state two months ago, you can understand his mood. At that time, his understanding of Sister Hong was that he was not qualified to care about such a successful beauty. If he persisted in pursuing her, he would be Some people will bring shame on themselves.

He believes that his cognition at that time cannot be regarded as inferiority, but a precise positioning of his living situation. Now he has some ideas, which cannot be said to be wishful thinking, but that he has the ability to change the status quo.

Sister Hong actually nodded slightly and spoke lightly, "You two months ago...were really not qualified."

If you are so straightforward... you will chatter to death. Feng Jun curled his lips and was too lazy to speak anymore.

In the afternoon in Zhengyang, there were not many vehicles. After getting on the Central Road, the speed of the car increased, and we quickly arrived at Peach Blossom Valley.

Peach Blossom Valley covers an area of ​​about seven to eight square kilometers, with rugged hills. It faces Baitan Park, the largest wetland park in Zhengyang, and a small stream called Peach Blossom Creek.

The Peach Blossom was originally a vast peach grove. It was once known as the Thirty Miles of Peach Blossom in history. However, after the Japanese invaded Zhengyang decades ago, they stationed troops here and cut down all the peach groves.

Although the current Peach Blossom Valley has lush trees and there is no shortage of peach trees, they were all planted by the Provincial Military Region in recent decades.

This area is now designated as a tourist area, but there are still military agencies left behind. The sanatorium is considered to be under the control of the province, but there are also armed police on duty.

All in all, most of Peach Blossom Valley is still in an undeveloped state. The houses are dotted and very sparse, but many places are guarded by gatekeepers.

The young man from the agency was waiting at the gate of the tourist area. When he saw them coming, he took them into a side passage.

This passage leads directly to the residential area. On both sides of the road, there is the management committee dormitory on one side and the villa area on the other.

After driving for more than a kilometer, we arrived at the villa area. The villas here are very stylish. They are not built next to each other like in the city, but are built according to the terrain. They are more like a retro village.

The owner of the villa for sale is a fat man in his late forties, named Xu. He is 1.7 meters tall and weighs at least 230.

It can be seen that Fatty Xu is not in a very high mood, which is normal. Not many people selling their own houses are happy, let alone the houses here in Peach Blossom Valley.

But his attitude towards dealing with people is much better than that of the old man in Huasheng Community.

He received Feng Jun and the others warmly, and repeatedly expressed that he was short of funds and hoped to take out a mortgage on this house. He asked Boss Feng to be considerate.

Feng Jun said that this matter is really difficult to handle. He currently cannot buy the house with the full payment of 45 million, so he can only get a mortgage from a bank. However, for a mortgage, the property rights must be mortgaged by the bank. Only when the payment is paid off can the house be purchased. Take over the property rights.

During this period, if Fatty Xu wanted to redeem his property rights, he would have to go to the bank, and it was obvious that the bank was targeting Feng Jun.

But if he goes to find Feng Jun, Feng Jun still has no property rights and cannot transfer them.

This matter is not unsolvable, but it will be very troublesome after all. Fatty Xu said, when I have money, I can return whatever money you paid, Boss Feng, and pay high interest. At the same time, I can sign a contract and transfer you to The debt was taken over.

How could Feng Jun be interested in playing this with him? If you want to sell, I will buy it. If you want a loan, just go to the bank directly, don’t go to me.

Fatty Xu replied with a frown on his face, "I also want to find a bank loan. Do you think I don't want to?" But for my house, the bank will not lend based on our valuation. Their valuation is 40 million, so they can only lend me 28 million at most.

This matter seemed to be out of reach, so Wang Haifeng spoke up, "Old Xu, this house... is worth 40 million. If you are willing, I will lend some to Boss Feng and take over your house."

"The minimum is 45 million, which can't be any less," Fatty Xu smiled bitterly and shook his head, "I need this money for urgent use. If you are willing to lend it to Boss Feng... I will pay an interest of 15 points, which is less than a year. Yes, interest is calculated on a yearly basis.”

Feng Jun felt that this matter was terribly stained, "I paid for it, but in the end the house is still yours, can I afford it? Is the annual interest rate of 15%... very high?"

"You can live in my house for free, and you can live in it for free in three years," Fatty Xu smiled bitterly. "Nowadays, in bank financing, even if it is tens of millions of funds, the interest rate is only 6 to 7%. How many people are rushing to buy it, I This is doubled, isn’t it a lot?”

Wang Haifeng rolled his eyes, "You can easily find loan sharks with a monthly interest rate of two cents, and the annual interest rate is 24%."

"Those are all scams... Ponzi schemes, do you understand?" Fatty Xu said seriously, "I have a house mortgage. No matter how I lie to you, the house will not lie to you."

"Look, Boss Feng," Wang Haifeng stopped arguing and said feebly, "If you want to buy it, I can lend you money. Don't worry about the bank mortgage...just treat me as investing in your potential stock."

Feng Jun was still a little hesitant, "This is not all about money. I bought a house to live in, to purchase a property, not to earn interest... The house I bought may not be mine, what is this all about. "

He is really satisfied with this place. Because of the checkpoints, it may be a little inconvenient for supplies to come in and out, but after entering the small courtyard, it is really like "hiding in the small building and becoming unified", and there is no need to worry about harassment from outsiders.

Wang Haifeng saw that he didn't have a strong desire to buy, so he didn't bother to talk anymore. He was willing to make friends with Boss Feng, a potential stock, but there was no need to borrow money for nothing. As the old saying goes, it's not the business that makes the difference.

However, Zhang Weihong asked with great interest, "Does your house use the indicators of the provincial military region?"

The villas in Peach Blossom Valley are basically not for sale to the outside world. At a certain level, they have been digested internally. The Provincial Military Region gave up the land and obtained some quotas for internal price purchases.

Fatty Xu spoke proudly, "My father is Zhu Renxia, ​​what do you think?"

Feng Jun is not from Funiu and is not familiar with the local hero genealogy. He said to himself that your father's surname is Zhu and your surname is Xu. I don't know what to make of it.

But Sister Hong's face changed, and she asked in surprise, "It turns out he is Commander Zhu's son. That's strange. Why didn't you go to the capital?"

"When I go to the capital, who will take care of my mother?" Fatty Xu snorted angrily, "Someone has to take care of her until she dies."

This Zhu Renxia was the former deputy commander of the Funiu Provincial Military Region and the commander of the Zhengyang Military Division.

His original surname was Xu, but when he participated in the revolution, he took the pseudonym Zhu Renxia. He suffered persecution during the Cultural Revolution because he was not at odds with his superiors. He was not completely rehabilitated until five or six years after the Cultural Revolution, and he died as soon as he was rehabilitated.

However, Commander Zhu was very famous in Zhengyang and had many subordinates. It would be a joke if his son could not get a house.

Sister Hong originally thought that it was a rare opportunity to come across a villa in Peach Blossom Valley for sale, and even if Feng Jun didn't buy it, she would be determined to buy it, so she didn't want to ask such a big shot casually.

She was very surprised and continued to ask, "You are Commander Zhu's son, how can you be stumped by such a small amount of money?"

"My father has been dead for thirty years," Fatty Xu replied in a muffled voice. After a pause, he sighed again, "Actually, it's not me who uses the money, it's my second brother who uses the money."

The two parties were strangers to each other originally, but Sister Hong admired Commander Zhu very much, and Fatty Xu was a little depressed, so she took the initiative to tell the general situation.

Zhu Renxia had three sons and two daughters. Except for Yao'er who stayed in Funiu, the others all went to the capital.

The capital is easy to live with, but not easy to live with. Commander Zhu's rank is not low, but he died too early. His children in the capital can only be said to be a little better than the average person.

Fatty Xu’s second brother was a technician and developed a high-temperature insulating coating that was much cheaper than imported products, so he set up a company of his own and it was prosperous, and then he was noticed.

Although Zhu Renxia is dead, Xu Laoer's father-in-law also has some background. The other party first stole the technology. When the theft failed, he wanted to buy shares in Xu Laoer's company.

If he really buys shares based on the company's valuation, although Xu Laoer will feel unhappy, he can still talk about it.

However, the other party entered the business simply to grab money. Xu Laoer's company's monthly gross profit was close to 6 million, and its net profit was more than 3 million, and they wanted to control it for 5 million.

This is simply bullying.

Sister Hong was a little surprised when she heard this, "That's not true. Commander Zhu is gone, and there are still some old people. Who dares to bully your second brother like this?"

"No one is here anymore, what else can you say?" Fatty Xu replied angrily, "That means my second brother's father-in-law still has some face, they didn't break up with each other..."

It's almost as good as not breaking up, UU Reading www.uukanshu.net The other party started to make things difficult for Xu Laoer's company from various aspects such as industry, commerce, taxation, etc.

However, even though the Xu family was in decline and there were still three thousand nails in the broken ship, they were running around, struggling to resist each other's attacks. Although they were a little exhausted, they could barely cope with it.

Later, the other party took action from the banking system and cut off Xu Laoer's loan.

This is quite terrible. Xu Laoer is in the industry. Although the profits of high-tech products are very high, high profits do not mean high profits. You must follow the volume. If the volume does not increase, everything will be fake.

If you want to expand, you will definitely need the support of banks, which is the legendary borrowing for expansion.

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