Chapter 1859 Loan Failure
Shen Dapeng nodded and took a sip of the teacup. Suddenly, a refreshing fragrance rushed into his throat, giving people a refreshing feeling.
"Good tea!"
After praising it, Shen Dapeng looked around the office and his eyes fell on the thick stack of documents on Zheng Haixia's desk. Thinking of the scene of Zheng Haixia and the employee talking seriously just now, he couldn't help but smile.
"It seems that our financial company's business is good recently."
Zheng Haixia pretended to be aggrieved and curled her lips, "What's the use of good business? In the end, most of the profits still fell into your pocket?"
Shen Dapeng was stunned, and then smiled bitterly, "Boss Zheng, did someone provoke you today? Why did you pick a fight with me when I came?"
"It's you? I get angry when I see a rich boss now!" Zheng Haixia pointed at Shen Dapeng and couldn't help but smile.
"It's almost enough. The business is getting better and better. It's not just good for me. You are also a shareholder of the company. If the business is good, you will also count the money, right?"
Zheng Haixia knew this, but she just liked to talk this way. After listening to Shen Dapeng's words, she pretended to be pitiful.
"Alas, we are poor people with a thin foundation. Even if we have money, the money we get is pitiful. How can we compare with you rich families with rich family backgrounds! Fate, it's all fate."
Looking at Zheng Haixia shaking her head and sighing deliberately, Shen Dapeng had no way to deal with her and could only smile slightly.
"If I, Shen Dapeng, was rich, I wouldn't beg you, Mr. Zheng, to help me with the loan, right?"
Shen Dapeng brought the topic to the loan. If Zheng Haixia continued to ridicule him endlessly like this, he would probably have been unable to bear it.
"No one comes to the temple for no reason. It's so early in the morning. I thought you came for something good, but it turned out to be for this matter."
Zheng Haixia frowned and looked a little embarrassed.
"What? Judging from your appearance, things are not going smoothly, right?"
Looking at Zheng Haixia's expression, Shen Dapeng suddenly felt bad.
If the loan was handled smoothly, would he be impatient to come to Zheng Haixia in person? I'm afraid Zheng Haixia would call him in person before he came.
"Dapeng, my ability is limited..."
Zheng Haixia resumed her normal communication attitude, looked at Shen Dapeng with an apologetic face, and then shook her head gently, showing a helpless look.
There was a rare silence in the office. The two sat opposite each other on the sofa, but did not say a word.
"Tell me about the specific situation."
After a long time, Shen Dapeng raised his head, sighed softly and looked at Zheng Haixia.
The Guangming Bank in Beijing only gave a quota of 200 million, because they had never dealt with companies like theirs, and perhaps there was a trace of distrust in it, which was understandable.
After all, without enough trust, why would they trust you so much and give you so much money at once?
However, Zaoye Bank had cooperated with his financial company after all, and the relationship was good. Why did there also appear problems in the loan?
"Zaoye Bank has a deep background and is also rich, but I talked to them about this matter, and they have high hopes for the development of our financial company and admire it very much."
Shen Dapeng was stunned and looked at Zheng Haixia in confusion.
Why did he not understand what Zheng Haixia said?
Now we are talking about the loan, what does it have to do with the rapid development of the financial company?
"What about the loan?" Shen Dapeng asked impatiently, "I have more than one financial company. I have several other companies. Didn't I give you all the company information and ask you to hand it over to the bank?"
Zheng Haixia smiled slightly, "I know all this. I have also given the bank all the information of your companies for review. Theoretically, there is no problem in lending 1 billion yuan, but recently their entire system of Zaoye Bank is being upgraded.
So in terms of loans, in order to control risks, we still can't lend so much."
"The vice president of Zaoye Bank is somewhat related to the employee under my command. This time, the employee personally took me there, so we are considered to be one of our own, but that's it..."
Zheng Haixia smiled bitterly and shook her head when she said this, "The vice president said that if it were normal times, it would not be a big problem to lend 1 billion yuan with the companies under you as collateral, but now it just happens to be the time for their internal system upgrade and transformation, so the amount approved may not meet our needs."
"How much can be loaned?"
Shen Dapeng leaned forward, his tone seemed a little anxious.
He couldn't help but be anxious. Although all his companies were developing well, the progress was too slow.
At this rate of development, when would he be able to catch up with Feihuang Group and surpass it?
Only by relying on a large amount of sufficient loans to expand various companies could he flourish everywhere and develop faster.
As for Cao Mengyuan, she didn't have much time left. Cao Mengyuan postponed the payment for a few days on the grounds of being unwell. If she makes excuses again next time, the Cao family will definitely notice it. If she takes a tough stance, not only will Cao Mengyuan be implicated, but the entire Cao family will also be implicated.
"This amount is basically the same as the amount given by Guangming Bank in Beijing." Zheng Haixia once again expressed her helplessness.
About the same as Guangming Bank?
Shen Dapeng frowned, that's about 200 million.
After weighing it, Shen Dapeng couldn't help but laugh, and said with emotion: "Haixia, maybe the Industrial Bank is just looking for an excuse."
"Looking for an excuse?" Zheng Haixia was puzzled, "You mean, the Industrial Bank is actually not willing to lend you so much money at once?"
Shen Dapeng nodded, "Anyone with a little bit of brains will think about it carefully and immediately understand that they said so just to avoid hurting our face."
"To put it bluntly, they are still worried about us. Because there is not much cooperation between us and the trust established is too little, so they just found this excuse to prevaricate."
Zheng Haixia became more and more confused as she listened. After Shen Dapeng finished sighing, she couldn't wait to ask: "Not much cooperation? How is this possible? Isn't our financial company cooperating with the Industrial Bank now?"
Shen Dapeng shook his head slightly and said: "You are right, we are cooperating with the Industrial Bank now, but have you ever thought that this is based on the fact that we put 300 million yuan in their bank!"