Chapter 379 [Hang Seng Bank Is Developing Rapidly! 】
The Hang Seng Bank Building is located on the side of the Central Fire Station. It is a beautiful 22-story building. The exterior walls are made of aluminum and glass curtain walls, using the most advanced building materials of this era.
The construction of the Hang Seng Bank Building is the Hong Kong Island No. 1 Building of the Yangtze River Department. It is able to build many beautiful buildings on Hong Kong Island in the past few years. At this time, the Hong Kong Island No. 1 Building has already gained fame in the world.
Wu Guangyao took Rong Bensheng, Andri, and Lei Hong to the Hang Seng Bank Building to attend the board meeting.
Although Wu Guangyao is not a director of Hang Seng Bank, he will not be kicked out. After all, he is the largest shareholder of Hang Seng Bank.
Rong Bensheng, Andri, and Lei Hong are the directors of Hang Seng Bank and enjoy great power;
Of course, this right is Wu Guangyao's right, but it is only held by the three of them.
Walking into the Hang Seng Bank Building, some management and staff inside greeted each other respectfully.
"Mr. Wu, hello to the three directors!"
Although China Everbright Bank was suspected of taking advantage of others during the liquidation incident;
But Hang Seng Bank, which was reborn from the ashes, is obvious to all.
When the bank run happened, the original 700 million Hong Kong dollar deposits in Hang Seng Bank were finally withdrawn 400 million Hong Kong dollars (with unlimited support from Everbright Bank), leaving only 300 million Hong Kong dollars in deposits that have not been withdrawn.
This is the result of Everbright Bank and Wu Guangyao's frequent announcements in the media to give Hang Seng Bank a platform.
At this time, Hang Seng Bank was backed by Chinese leaders in Hong Kong Island and China Everbright Bank, and it had a good reputation;
Therefore, after the bank run incident, a large amount of cash in the society began to be deposited back to Hang Seng Bank. At this time, it has far exceeded the original deposit, reaching 1.3 billion Hong Kong dollars.
After all, many banks performed poorly in this run, which affected their credibility;
Citizens are naturally unwilling to deposit their money back into such banks.
In this resurgence of deposits, China Everbright Bank also has a large temporary gain, obtaining a deposit of 500 million Hong Kong dollars;
Such an achievement is mainly due to the fact that China Everbright Bank is Wu Guangyao's bank.
China Everbright Bank is a new bank, to achieve such success,
It is also something to be very happy about.
In the spacious conference room of Hang Seng Bank, a group of directors gathered together.
The directors of Hang Seng Bank include He Shanheng, He Tian, Liang Zhiwei, Sheng Chunlin, and Li Guowei, and the directors of China Everbright Bank include Rong Bensheng, Andri, and Lei Hong.
The management power is still in the hands of the head of Hang Seng Bank, but the strength of Everbright Bank should not be underestimated.
"Hang Seng Bank has reborn as a phoenix, and its deposits have increased by 600 million Hong Kong dollars compared to before the run on the bank. This is a gratifying event!" He Shanheng said happily.
This time, the management power of the Hang Seng veterans has not been left behind. Instead, they have been listed as the leaders of the Chinese people in Hong Kong Island, making the soft power of Hang Seng Bank even stronger. This is a good thing!
He Shanheng once also thought about whether it would be better to choose HSBC Bank. After all, HSBC Bank is the leader of the Hong Kong Island Bank. Maybe the people of Hong Kong Island recognize HSBC more, and naturally they also recognize Hang Seng Bank more;
In the end, Wu Guangyao was chosen, naturally because Wu Guangyao did not want absolute control and management rights, and he had a lot of cash in his hands.
Facts have proved that my choice is not wrong, the people of Hong Kong Island have no less trust in Wu Guangyao than in HSBC;
Which part of the people on Hong Kong Island is the richest, that is, those who work for Wu Guangyao's companies are the richest. These people are the main force of depositors on Hong Kong Island, and the number of households is as high as tens of thousands of families.
For example, for seafarers in global shipping, the minimum salary of an official seafarer is more than 400 Hong Kong dollars, which is twice the salary of adult males on Hong Kong Island;
The wages of other companies under Wu Guangyao's company are generally higher than those of outside companies, so these workers are really big savers.
"It is expected that there will be one or two months before the deposits return to the nest. It will not be difficult for Hang Seng Bank to break through 1.5 billion deposits by then!" Wu Guangyao expressed his opinion.
Everyone's faces were happy, the more deposits, the better!
At this time, the deposit interest on Hong Kong Island is far lower than the loan interest, so there are so many banks desperately raising interest rates to attract depositors;
After this turmoil, those banks that paid high interest rates either went bankrupt or were seriously injured, and they could no longer become disruptors in the industry.
He Shanheng suddenly became serious, and said: "This time Hang Seng Bank became the main target of the bank run, which almost caused Hang Seng Bank to be destroyed. As the chairman, I have an inescapable responsibility. If I didn't pay attention at the beginning, maybe the situation will be better." A lot...if I hadn't been too easy to lend at the beginning, and the proportion was too high, it might not have caused that situation...."
Everyone couldn't help being stunned, why did He Shanheng suddenly reflect deeply, and everyone couldn't help but feel a sinking heart.
And Wu Guangyao's mind also began to work. Could it be that He Shanheng was testing himself, deliberately taking the blame and resigning, to see his reaction?
But I really have no intention of accepting Hang Seng Bank now!
He Shanheng finally said: "As a chairman, I almost caused the collapse of Hang Seng Bank, so I want to resign, and you can re-elect a chairman."
"No!" "No!" "I disagree!"
All of a sudden, the directors in the conference room tried to persuade him to stay!
Of course, the three directors on Wu Guangyao's side chose to remain silent when they saw Wu Guangyao speak up.
Wu Guangyao said sincerely: "Brother He, we don't want to talk about the past, but Hang Seng Bank is now at the critical moment of rebirth, how can you be a shopkeeper without any delay. It is urgent to increase branches and expand the scale. You are such a helmsman. If you want to do academic research, at least you have to go through a cycle and find a successor..." Wu Guangyao looked at Li Guowei, not caring about this guy who was always on guard against him. In the face of absolute strength, what is the use of defense!
Wu Guangyao suddenly remembered that He Shanheng seemed to like to describe his life experiences and perceptions in words. Maybe this time he was not trying to test himself, but really blamed himself or quit intentionally.
But at this time, Li Guowei's position is the deputy general manager, not even the general manager. If Hang Seng Bank suddenly loses He Shanheng, Wu Guangyao is worried that the 35 million Hong Kong dollars he just spent to buy a 35% stake in Hang Seng will be in vain. .
Therefore, Wu Guangyao also sincerely persuaded He Shanheng to stay. After all, Wu Guangyao's plan was to wait for the listing of Hang Seng Bank (with a high probability of listing in 1970), buy some shares and increase his own shares to 60%.
With everyone's persuasion, He Shanheng finally accepted his intention to resign!
It can be seen from this incident that He Shanheng is worthy of being a respected and respected business leader on Hong Kong Island.
Behind Zheng Yutong (New World Properties) and Yang Zhiyun (Miramar Hotel) in later generations, there is a figure of He Shanheng.
"Okay then! Since everyone thinks that I am very important to the current Hang Seng Bank, and I don't want Hang Seng Bank to have another twists and turns, I will continue to work for a while." He Shanheng said seriously.
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